The latest update indicates that the next scheduled Child Tax Credit payment for July 2025 is expected to be issued around July 12, 2025, unless there are changes in current legislation. This aligns with the IRS’s ongoing monthly payment schedule for eligible families across the United States[1]. Historically, the IRS and the U.S. Treasury have aimed to send these payments on or around the 15th of each month, adjusting only if that date falls on a weekend or holiday[2].
Eligibility Requirements:
- Filed a 2023 or 2024 tax return
- Meet income thresholds (up to $150,000 for married couples filing jointly, $112,500 for heads of household, or $75,000 for single filers)
- Claim at least one dependent child under 18 living with you more than half the year
- Information must be up to date in the IRS database, especially if using the non-filer portal
Eligible families generally automatically receive monthly payments if their information is current with the IRS[1][2].
Payment Amounts:
- $300 per month for each child under age 6
- $250 per month for each child aged 6 to 17
These monthly amounts are advanced portions of the annual Child Tax Credit, which can reach up to $3,600 per child under 6 and $3,000 per child aged 6 to 17, depending on finalized legislation and the tax year[1][2].
Families receiving payments by direct deposit typically get their funds quicker than those awaiting paper checks or debit cards. Most recipients do not need to take any additional action to receive the July 2025 payment if their details are already on file and up to date with the IRS[1].